Terms of Service

Last updated: August 26, 2026

These Terms of Service ("Terms") govern your use of the Proof of Work Financials website at proofofworkfinancials.com (the "Site") and our SMS messaging program at +1.801.841.2490. By using the Site or texting us, you agree to these Terms.

Engagement of Proof of Work Financials LLC for accounting, bookkeeping, financial-analytics, or advisory services is governed by a separate written engagement letter signed by both parties, not by these Terms. Nothing on the Site or in an SMS exchange creates a client engagement, forms a contract for professional services, or constitutes accounting, tax, or legal advice.

Use of the Site

You agree to use the Site only for lawful purposes. You will not attempt to gain unauthorized access to any part of the Site, disrupt its operation, or copy substantial portions of it for redistribution.

Intellectual property

PROOF OF WORK FINANCIALS™, THE PROOF STANDARD™, and MONTHLY PROOF PACKAGE™ are trademarks of Proof of Work Financials LLC. The Site's content, layout, and design are the property of Proof of Work Financials LLC and are protected by applicable intellectual-property laws. You may not reproduce, redistribute, or create derivative works from Site content without our written permission.

Disclaimer

Information on the Site is provided "as is" for general informational purposes. We make no warranties, express or implied, about the completeness, accuracy, or fitness of Site content for any particular purpose. You should consult a qualified professional before making decisions based on Site content.

Limitation of liability

To the fullest extent permitted by law, Proof of Work Financials LLC will not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of the Site or the SMS program, even if we have been advised of the possibility of such damages.

Governing law

These Terms are governed by the laws of the State of Wyoming, without regard to its conflict-of-laws principles.

Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date at the top of the page. Continued use of the Site or the SMS program after an update means you accept the revised Terms.

SMS Terms of Service

By texting Proof of Work Financials LLC at +1.801.841.2490, you agree to receive conversations (external) messages from Proof of Work Financials LLC in reply. Reply STOP to opt out. Reply HELP for support. Message & data rates may apply. Messaging frequency may vary. Visit our Privacy Policy and these SMS Terms of Service for full details.

Program description

Proof of Work Financials LLC operates a customer-initiated, informational SMS messaging program. Consumers reach us by texting our business phone number, +1.801.841.2490, published on our website at proofofworkfinancials.com. Messages relate to:

• Replies to inquiries you send us by text (conversations, external);
• Consultation scheduling and rescheduling;
• Appointment reminders and related account notifications.

We do not use SMS to send marketing or promotional messages.

How to opt in

You opt in by voluntarily texting +1.801.841.2490 from your mobile device. No opt-in keyword is required — simply send any message to that number. Your consent to receive SMS replies is granted at the moment you text us first.

Message frequency

Messaging frequency may vary based on the nature of your inquiry and the consultations you schedule with us.

Fees and charges

Message and data rates may apply. Rates are set by your mobile carrier and are not controlled by Proof of Work Financials.

Opt out

To opt out at any time, text STOP to any message you receive from us at +1.801.841.2490. You will receive a confirmation message and no further SMS messages will be sent, other than that final unsubscribe confirmation. You may also request removal by emailing hello@proofofworkfinancials.com.

Help

For assistance, text HELP to any message from us, visit our website at proofofworkfinancials.com, or email hello@proofofworkfinancials.com.

Supported carriers

Our SMS program is compatible with major U.S. mobile carriers. Carriers are not liable for delayed or undelivered messages.

SMS privacy

Your privacy is important to us. We do not share SMS consent, mobile phone numbers, or opt-in data with any third parties or affiliates for marketing or promotional purposes. See our full Privacy Policy for details on how personal information is collected, used, and shared.

Contact

These Terms are provided for informational purposes and do not create an attorney-client relationship or constitute legal advice.